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MORTGAGE OFFSET ACCOUNTS

In my time I have seen the wrong loan structure on numerous occasions. Some simple advice and strategy to think ahead could save you thousands. An ordinary home loan consists of an amount of money borrowed, typically over thirty years that you gradually pay back over time. If you have made extra repayments, most facilities […]

Sale of Backyard for Mum’s and Dad’s

Once upon a time a standard house block was on average 500sqm to 700sqm of land. Some suburbs the average blocks are 700-900sqm plus. As has been the case for many years, the larger blocks have been subdivided into multi apartment or townhouse sites. Land is a rare commodity close in to the CBD and the maximum […]

ATO Targets Contractor Arrangements

Across a number of industries, the ATO continues to see contracting arrangements being misused by employers with the intention of avoiding employment overheads. The ATO will investigate employers that intentionally try to avoid their tax and superannuation obligations by improperly treating workers as contractors rather than employees. They will assist employers to understand and meet […]