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November 25, 2014

Mortgage Offset Accounts

In my time I have seen the wrong loan structure on numerous occasions. Some simple advice and strategy to think ahead could save you thousands. An ordinary home loan consists of an amount of money borrowed, typically over thirty years that you gradually pay back over time. If you have made extra repayments, most facilities… Continue reading Mortgage Offset Accounts

November 19, 2014

How to Minimise CGT Implications on Former Main Residence

The temporary absence rule (Section 118-145) is not something you think about when you move out of our principal place of residence and commence using the property as a rental property. I have been seeing a lot more of it lately in practice so thought I would share, and hopefully it provides you with a… Continue reading How to Minimise CGT Implications on Former Main Residence

November 9, 2014

Start Up Business Branding

When we set up a business we dont think much about where it could end up, or what the potential is, until its probably too late. Building a business is like building a house, if the foundations and the structure are strong, then you would hope that it is worth more to a potential buyer. Securing… Continue reading Start Up Business Branding

November 2, 2014

Building Passive Income for Financial Freedom

Hands up who’d like to be rich? Everyone! When we think of financial freedom, we think of winning the lotto, and whilst we’d all like to be rich, striking it lucky is something most of us will only ever dream of. But that’s not to say that we can’t be financially independent… Creating a feasible… Continue reading Building Passive Income for Financial Freedom

October 20, 2014

Sale of Backyard for Mum’s and Dad’s

Once upon a time a standard house block was on average 500sqm to 700sqm of land. Some suburbs the average blocks are 700-900sqm plus. As has been the case for many years, the larger blocks have been subdivided into multi apartment or townhouse sites. Land is a rare commodity close in to the CBD and the maximum… Continue reading Sale of Backyard for Mum’s and Dad’s

October 7, 2014

What is a Will?

A Will is a legal document that determines the distribution of your assets after you pass away as per your wishes. If your Will is well written and up to date it can protect your estate and save a lot of heartache and stress on the family. Some advantages of having a will are: The… Continue reading What is a Will?

September 11, 2014

ATO Targets Contractor Arrangements

Across a number of industries, the ATO continues to see contracting arrangements being misused by employers with the intention of avoiding employment overheads. The ATO will investigate employers that intentionally try to avoid their tax and superannuation obligations by improperly treating workers as contractors rather than employees. They will assist employers to understand and meet… Continue reading ATO Targets Contractor Arrangements

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